Commercial Mortgages

Our Commercial Mortgages Lending Program is ideal for both owner-occupied borrowers and real estate investors seeking flexible, alternative lending solutions. 

Property Types:

  • Store and Apartment (Mixed Use)
  • Retail or Office Units
  • Retail Plazas
  • Office Buildings
  • Commercial and Industrial Condos
  • Multi-family 5+ Units

Mortgage Terms:

  • Property must be located in primary real estate market in Ontario, urban or suburban locations only
  • Available for both Purchases and Refinance
  • Loan amounts available up to 75% Loan to Value
  • Up to 25 year Amortization
  • 1% Lender fee
  • .5% Brokerage Fees

Most Banks have specialized commercial lending divisions with mortgages starting at 1 million dollars. While this is generally not a problem for most borrowers, many people are simply fed up dealing with Banks, their lengthy approval process (usually 30 days), and stringent terms and conditions.

To further complicate matters Banks often come back with a shortened amortization period from 25 down to 15 years, which can make or break a deal and severely affect the profitability of a property.

At CENTUM Discount Mortgage Canada we understand commercial mortgages and can quickly evaluate a property and determine if we are able to finance it and what the term and conditions would be. Provide us with details of the property including all the income and expenses and an overview on the borrower with credit history and we will provide a quote within 5 business days. 

Give your local Discount Mortgage Canada Inc. agent a call today to find out how we can help you qualify for a commercial mortgage or apply online.


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