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| Bank Rates |
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Our Rates |
| 6.75% | 1 | 5.50% | | 7.25% | 2 | 5.50% | | 7.30% | 3 | 5.50% | | 7.30% | 4 | 5.50% | | 7.30% | 5 | 5.44% | | 7.65% | 7 | 6.20% | | 8.00% | 10 | 6.25% |
| Posted: 7/17/2008, OAC |
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Take advantage of the lowest interest rates in 30 years!
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Find a REALTOR
Finding a realtor is a very important step in the buying process. You may have dealt with a REALTOR in the past that you liked, or you may be referred to a REALTOR by a family member, friend or co-worker. Sometimes your mortgage specialist can recommend someone that they have dealt with in the past and an introduction can be arranged. What ever the case, it is important that you feel that you can discuss your business and personal affairs with that person as you will be in a partnership with them while finding your new home.
Your realtor is the person who will help you find the type of home you are looking, a home within your price range, and in the location that you desire. Most realtors will have references that they can make available to you, so it doesn't hurt to ask for them. It's also important to sign with them to represent you as a buyer's agent, that way you are sure that they are working exclusively for you.
Before viewing homes, you should discuss the following things with your REALTOR:
• The type of home you are looking for? (Condominium or a townhouse or a semi-detached, etc.)
• The style of the home that you are looking for? (Two-storey or bungalow, etc.)
• What special features? (air conditioning and finished basement? Two-car garage, etc.)
• What location? (Close to your work, or maybe your children's school?)
• What are your needs? (Number of bedrooms, number of bathrooms, etc.)
• What is your time-frame? (Looking to move in 45 days, or 5 months, etc.)
• When are you available to view homes?
• What type of communication/updates do you expect? (An e-mail every second day with updates, a phone call every third evening, etc.)
• What price range can you afford?
You should also be prepared to sign a contract with the REALTOR. This way, the realtor knows that you are committed to using their services. Then in turn, the realtor can dedicate the time and effort required to find your dream home.
You should now be ready to go searching for a home with your REALTOR.
Ask your Discount Mortgage Canada for a name of a top REALTOR.
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